Retail Mortgage Underwriter
Retail Mortgage Underwriter – MARS
Reporting to: Manager
Dublin
18month contract
35k-45k
The Role
The unit is responsible for assessing loan amendment proposals under Mortgage Arrears Resolution Strategy. The job holder will be responsible for the assessment of the proposed loan amendments to optimize portfolio return and identify, treat and minimize the risk of credit default.
Successful candidates will preferably have a background in working with distressed clients and a strong credit review and /or risk analysis experience in either a retail or commercial banking environment.
Essential Duties
The successful candidate will have responsibility for supporting the following:
- Asses long term Mortgage Arrears Resolution on customers cases
- Make recommendations in accordance with MARS
- Undertake extensive Credit/Financial Analysis when assessing complex cases
- Work alongside Arrears Support Team to ensure all cases are managed accurately
- Resolve issues that may arise as swiftly as possible
- Work in accordance and understand banking standards
- Adhere to all compliance and regulatory requirements attached to role
Essential Skills and Experience
- A minimum of 3 years relevant experience working in either a Retail or Commercial Banking Credit Assessment or Lending environment.
- Excellent financial analysis and credit analysis skills.
- High level of accuracy and attention to detail along with strong analytical and numerical skills
- Deep understanding of the compliance, regulation and codes of conduct affecting the banking industry;
- Ability to effectively engage with other areas of the business to support inter-departmental projects and processes which directly impact the business;
- Excellent time management and prioritizing skills necessary; and,
- Strong team player as well as the ability to work on own initiative.
Essential Education
- QFA Qualified or at a minimum working towards achieving same (Minimum APA)
Should you have the required skills above, please contact Ben Latchford for a confidential conversation on 01 661 0444 or submit your CV
Please submit your CV in MS Word format.
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