Risk Management and Security Analyst Job in Santa Rosa 95407, California Us

 

 

Risk Management and Security Analyst

 

Exceptional Service ~ Exceptional People

 

The Redwood Credit Union Story

RCU has been serving the North Bay communities with quality financial services since 1950. One visit to RCU, and you will quickly sense and experience our passion for serving others.

 

We have grown to become the 64th largest credit union in the United States, with offices located throughout the Northern Bay Area of California.  We are a full service financial institution, assisting Members and small business owners with achieving their financial goals and dreams.  We are proud to offer a work environment focused on our key values of Service, Trust, People and Cooperation. 

 

Would you like to work for a trusted organization that values its employees?  A RCU career is a journey that starts with a positive, productive, and engaging workplace where employees are valued and respected.

 

We are looking for a Risk Management and Security Analyst.  To identify, prevent and mitigate fraud and related threats against RCU Members, assets, and employees.  Serves as the lead responder to Member, Branch and Back Office concerns, evaluating content and measuring risk, forwarding priority matters to the Assistant Vice President.

 

The Risk Management and Security Analyst is responsible for:

·         Respond to inquiries from various sources reporting threats of fraud or loss to RCU.  Analyze and evaluate threat referring to proper party for disposition and where applicable, initiating an investigation.

·         Serve as Lead Investigator for Elder Abuse, Identity Theft, Account Takeovers, law enforcement inquiries and Plastic Card threats of local origin and widespread Points of Compromise.

·         Review accounts with fraudulent/questionable activity and follow through with appropriate action to prevent loss and mitigate damages to the credit union.

·         Develop Best Practices for dissemination to credit union staff to mitigate and prevent losses and threats identified by the AVP as having the potential for the greatest impact upon RCU and it’s Members.

·         Maintain active network with other financial institutions and law enforcement coordinating and responding to requests and facilitating the sharing of information that might uncover commonly experienced threats that could pose a risk to RCU.

·         Assist AVP/Internal Audit Security and Law enforcement with investigations as needed including the lead in forensic accounting processes relating to Internal Theft matters assigned to the AVP.

·         Evaluate fraud warnings using where applicable Verafin, Identity Chek and Fraud Finder account screening tools and take all necessary action to identify and neutralize threats to the credit union.  Escalate new account openings that aren’t resolved in a timely manner.

·         Take immediate action to suspend account activity in instances where new accounts reveal fraud or identity manipulation. Report weaknesses associated with the account opening process to impacted departments or branches.

·         Maintain a record of individuals who have committed, or attempted to commit, fraud against RCU within the Early Warning Hotfiles in order to prevent such individuals from causing RCU future losses.

·         Serve as the lead in Bank Secrecy Act responsibilities with a focus upon FINCEN requirements relating to OFAC.  Process bi-monthly Verafin reporting of SDN list.

 

MINIMUM QUALIFICATIONS:

Knowledge, Skills and Abilities

·         Knowledge of ATM and Visa disputes as well as chargeback process, plastic card fraud and prevention techniques focusing upon neural network technology including VISA, CO-Op Fair Isaac and PSCU prevention techniques and interactions.

·         Thorough and complete understanding of criminal investigative techniques, court processes and California and U.S. criminal codes as they relate to financial institution fraud.

·         Excellent oral and written communication including the ability to testify in court, present criminal matters in a format useful to law enforcement agencies and prosecutors

·         Proficiency with computer programs including Excel, Word, Power Point as well as common investigative tools such as Lexis Nexus and Trivin.

·         Ability to prioritize and successfully manage multiple tasks and deadlines.

·         Ability to work and act independently and confidentially.

·         Ability to analyze situations and recommend workable solutions.

·         Ability to effectively research and report using multiple disciplines including skip tracing, financial accounting, statistical evaluation and forensic accounting

·         Ability to review, analyze and calculate key indicators on a loan application including LTV’s, credit scores and Debt to Income ratios and decipher non-conforming information that may be indicative of unusual lending practices or fraudulent applications.

·         Ability to distinguish and process confidential material and information with discretion including the proper dissemination to Senior Management

·         Ability to establish and maintain effective working relationships with a diverse group of people.

·         Ability and desire to work in a team environment.

·         Strong data mining skills, spreadsheet skills as well as excellent mathematical and analytical skills required. Have a combination of education and work experience

 

 

Education/Experience

Must have or be in the process of attaining a Certified Fraud Examiner credential or comparable designation.  Have a combination of education and work experience equivalent to a university degree and seven years of experience in financial institutions with at least three years experience with risk management, audit, loss prevention or fraud investigations.

 

At RCU you will be professionally challenged and rewarded for your contributions.  We offer highly competitive compensation and benefits.  Our benefit offerings include medical, dental, vision, and prescription coverage for both full and part-time employees, and a generous Paid Time Off program.  In addition, we offer a 401(k) with a generous company match, life insurance, and LTD/STD. 

 

Service ~ Trust ~ People ~ Cooperation

 

We are an Equal Opportunity Employer

 

 

If you are interested in this career opportunity with Redwood Credit Union please use the link below.

https://home.eease.com/recruit/?id=1021221