Risk Management, Private Banking (AVP)
Scope of Responsibilities:
- Implementation of new credit risk policies, processes and procedures
- Development of new credit guidelines and policy and product paper in close cooperation with front office
- Analyse reports of clients’ data and perform credit analysis on credit risk proposals submitted by Relationship Managers prior to submission for internal approval
- Review new credit proposals/reviews and make recommendation for decisions in a timely manner within our stipulated turnaround timeframe
- Follow up with Relationship Managers ensure that credit renewal schedule are adhered and internal credit proposals are timely submitted and processed
- Provide professional recommendation on advance ratios (ARs) of financial instruments to ensure the approved credit guidelines and methodologies are complied with
- Review credit exception/deviation and make recommendation for internal credit decisions
- Collaborate with Credit Risk Control managers in monitoring credit control action plans (e.g. collateral shortfalls)
- Prepare regular reporting for review by Head of Risk Management and onward submission to Regional Office for further reporting
- Involve in credit training to front-line staff and junior Risk Managers
Requirements:
- Degree in Business or related disciplines, CFA or FRM title holder a major plus
- Minimum 7-10 years relevant experience in Credit Risk Managemenft in Private Banking/Personal Wealth Management sphere a must
- Strong command and understanding on both Private Banking credit risk and investment products is essential
- Ability to work independently and under tight deadlines
- Strong communication skills, in both written and spoken English (Mandarin skill a plus), with good interpersonal skills
- Strong competency in desktop applications (MS Office)
Qualified parties please submit your updated resume in MS Word format to mail@kc-premiere.com.
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