Sector Head of Retail & Leisure Credit recruitment
Within RBS Group, it is the role of CBD to service the Group’s small, medium and large business customers in the UK. CBD is one of the largest providers of banking, finance and risk management in the UK. Through its Global Transaction Services (GTS) business, CBD is represented internationally in over 40 countries and in 2010, CBD contributed roughly a third of Core RBS operating profits.
The key focus of the Sector Head of Retail Leisure Credit is to lead a team of credit risk professionals specialising in sector and product areas with responsibility for undertaking risk assessments on a broad range of large sized UK Corporates, approving risk exposures within a delegated authority matrix and also driving a proactive sector risk appetite approach to ensure that CIB risk's broader strategic objectives are met. You will lead a team to underwrite complex and large exposures across the CIB business within a significant personal delegated authority.
In this role you will be responsible for driving proactive sector strategy formulation and execution in collaboration with Portfolio Management and the Coverage business within CIB. You will be required to manage the CIB risk appetite through established internal and external networks. Taking the lead in setting and updating Lending Assessment Criteria across the chosen specialism’s. You will lead a sector team to influence credit risk strategy, policy and sector appetite through applications of sector specific knowledge. You will have overview and sign off on risk assessments and recommendations from senior credit officers and ensure highest quality standards of underwriting and credit stewardship.
To enable you to fulfil this role effectively you will be able to demonstrate strong interpersonal skills and have a track record of coaching, mentoring and motivating people. You should also have well developed technical lending risk assessment skills across a range of sectors and ideally a detailed knowledge of credit policy and banking procedures.
With us, hard work adds up to more. Our rewards include a generous salary, the opportunity to participate in bonus schemes and receive discounted Group products. Plus we offer up to 30% benefit funding that gives you the option of choosing your own mix of cash and benefits. We offer a range of career development opportunities across Corporate Banking Division and the wider RBS Group, both in the UK and world wide. All of which creates a truly flexible package that fits your changing needs and lifestyle.
Please note as part of our referencing process credit checks will be undertaken.