Senior Credit Analyst, Corporate Banking recruitment
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Risk Assessment
Conduct annual industry analysis on your specific market/industry and produce regular reports to assist the sales team in identifying opportunities and risks.
Assume accountability for allocated customer credit risk by ensuring quality of due diligence and BCA write-up, and maintaining a continuous dialogue with Relationship Managers, Credit and Product Partners to ensure that they are monitored and controlled.
Proactively manage the risk of the portfolio assigned.
Credit Control and Compliance
Ensure that the approval procedures and standards and the maintenance of commodities credit conform to controls and procedures established by Credit.
Ensure compliance with Bank’s policy and ensure that Bank’s policy breaches are properly authorised at the correct senior approving level.
Assist sales force to monitor credit quality, by highlighting early warning signs of credit deterioration and ensuring compliance of established risk triggers.
Qualifications Skills
In-depth credit appraisal and financial analysis skills; good research abilities;
Good understanding of the economic, political and business environment of PRC;
In-depth knowledge of PRC legal and regulatory requirements
Strategic thinking with an entrepreneurial mindset to grow business
Excellent relationship building skills Familiarity with bank operational procedures.
A thorough knowledge of financial products and services
Excellent communications, presentation, influencing and negotiation skills
Strong people management skills.
Fluency in Chinese English