Senior Credit Analyst / Credit Manager
Reporting to the Head of Credit, you will be analysing and monitoring clients in Europe and Africa. Your responsibilities will include:
- Credit analysis of new and existing customers using multi tools such as customers' financial statements, credit reports, internal credit rating system and other independently sourced information;
- Continuous monitoring of credit limits, terms of sale and maintenance of credit accounts within approved limits and terms;
- Research and analyse credit risk data and make reasoned recommendations on credit risk aspects - specific responsibility will be for making recommendations to senior management for credit limits;
- Management of credit insurance;
- Undertake visits to counterparties as appropriate for due diligence purposes;
- Interfacing with company's partners, both internally and externally in order to obtain credit related information and intelligence;
- Monitor and report credit exposures and condition of accounts;
- Working in conjunction with Deputy General Manager and all trading departments to develop and maintain credit and risk management practices to reduce/eliminate potential losses;
- Maintain and update Credit manuals as appropriate;
Potential Candidates will have several years' credit analysis experience with a Trade Finance or Commodities focus, some of which should have been gained within banking. The ability to work under pressure and on your own initiative is essential. European languages are an asset.
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