Senior Credit Analyst (Standard Chartered, Vietnam)
Job Description
Providing profession support working in partnership manner with RMs to provide effective advice on the structuring of the deals and conducting credit analysis for those accounts in a timely accurate manner in order to achieve a high standard of credit risk evaluation
Monitoring customer risk control the quality of risk and minimize credit loss.
Ensuring compliance with local group policies.
Key Roles Responsibilities
Preparing and submitting timely and high quality e-BCA and required reports incorporating roust credit analysis.
Reviewing MFA spreading, scorecard and financial statements to ensure accuracy of spread-sheet.
Providing constructive advice to RMs in structuring of credit facilities to ensure appropriate returns for the risks under consideration.
Control monitoring credit quality of the customers and proactively taking action if requested in order to protect the bank's exposure. This indicate trigger trial, covenant check and company news.
Performing credit reviews on set schedule, including study as ad hoc required. Make sure that there is no overdue account review.
Keep track and monitor monthly account review pipeline and reconcile with RMs and Credit Approver.
Highlight early warning signs of accounts.
Ensuring full understanding in group policies and local policies (both internal external) and ensure the compliance with those policies exception one to be raised appropriately.
To be responsible for any other duties assigned by the bank or Line Manager.
Conducting site visit as appropriated.
Qualifications Skills
Bachelor Degree/Master Degree in Finance, Accounting, Business Administrative with experience 3 years.
Finance, Accounting conduct education background, banking product knowledge especially trade product preferred.
Strong interpersonal and analytical.
Flexible, high responsibility and hard working
Ability to work under pressure and deliver quality job on time.
Competent in English both speaking and writing
MS office including EXCEL, WORD and Power Point
Ability to communicate and work with a wide range of people.
Diversity Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
Leave a Reply
You must be logged in to post a comment.