Senior Credit Analysts (Forecasting & Stress Testing/Acquisitions/Recoveries) Belfast or Dublin recruitment
We’re working together to become one of the world’s most admired, valuable and stable banks. To do that we need good people. People who are passionate about delivering great service for our customers and working hard for each other. We’re starting an exciting new chapter in our history – it’s a big challenge, but it’s also a great opportunity.
The Ulster Bank Credit Risk Analytics team supports the implementation and use of the RBS suite of credit risk models across UB in addition to the development of Macro Economic Stress Testing models for the Ulster Bank portfolio.
In this role you will accurately and robustly assess forecast impairment and provisioning requirements of the UBG Retail Portfolios under a range of scenarios, engage with key stakeholders and business partners to communicate stress testing requirements and outputs and develop and maintain tools, models and techniques to help improve capability to forecast impairment and capital requirements.
To succeed in this role you will need to demonstrate:
- Practical banking experience in reporting and management, preferably in the area of impairment and/or capital requirements.
- Well developed understanding of the drivers of risk – preferably gained through experience within the business or financial markets area of a financial institution.
- Firm knowledge of statistical techniques, preference for 3rd level qualification with statistical content.
- Solid programming ability with good knowledge of SAS (or equivalent) and advanced use of Excel, preferably with use of VB.
- Ability to understand and identify issues and trends from information assisting in the delivery of solutions. :
- Understand the fundamentals of allowance for loan loss balance sheet and profit and loss accounting.
- Awareness of cost control and identification of process efficiencies
We have roles across Forecasting Stress Testing or Acquisitions or Recoveries.
In return, we offer an excellent employee salary and benefit programme which can be tailored to suit your individual needs. In addition to financial benefits, we offer a wide selection of exclusive lifestyle offers, development and learning programmes, services and support designed to help you manage and balance your own work-life priorities.
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