Senior Credit Risk Manager, Director recruitment
• Global Private Bank
• Director Level
• Multiple Geographies
Our client is a successful Private Bank with strong presence in the region. An exciting opportunity now exists for an exceptionally high caliber Senior Credit Risk Manager, Director.
Reporting to the Global Head of Credit Risk, you will perform the following –
• Identify key risk areas in lending to high networth individuals and their related companies for booking in Asia and to ensure compliance with credit policy.
• Perform credit reviews and approval of applications, including biennial/annual reviews as well as exercising sound judgement during top-up / close-out situations.
• Analyze and provide advice to Relationship Managers and Front Office credit specialists on credit policy issues and credit structures, ensuring that the final credit proposal to be presented for approval is mutually acceptable. This will include elements of wholesale products selectively offered to PB clients.
• Provide clear and concise risk advice detailing risks involved, highlight shortfalls (including documentation gaps) as well as compliance with previous conditions and outline recommendations.
• Active participation in development of credit policies, products and processes to meet changing market competition without comprising risk position of the Bank.
• Drive and review credit process changes and streamlining
• Review of facility documentation with fundamental appreciation of legal regulatory issues relating to PB lending.
• Monitor margin call and limit excess accounts, ensure that margin call letters are duly issued and margin call accounts are rectified by Business within stipulated period allowed
• Coach and mentor junior credit risk analysts serving the same market
• Work as a team with credit documentation and admin staff and market risk managers to find solutions for customers and ensure timely turnaround without jeopardising credit standards
• Exercise judgment focusing on principles of control, risk return and within the space given by credit delegation authority and applicable internal and regulatory policies.
• Represent credit risk management in new products approval process.
Degree qualified, you will have more than 10 years of banking credit experience including at least several years in Private Banking and / or Corporate Banking. You will have a diverse aspect of risk management and analysis experience covering different geographies. You are commercial, analytical, decisive, a team player and strong communicator with broad product exposure covering financial markets, property deals, investment products and stock financing. Islamic Financing exposure will be an advantage.
To apply, please submit your resume to Adnan Atan at aa@kerryconsulting.com, quoting the job title and reference no AA4273. Due to high volume of responses, only shortlisted candidates are notified.