Senior Household Underwriter Job in Kingston Upon Thames Kt1 1Ph, London Uk
- homeprotect (avantia’s consumer brand) is a specialist household insurance product designed to be accessible to ALL – our simple goal is ‘to quote when others won’t’
- in August 2009 we became the first, and still remain today, the only insurance provider in the UK to offer ‘non-standard’ home insurance on-line, fully underwritten at point-of-sale
- our philosophy, the company and everything we do day-to-day is driven by the consumer. However, we have also built a well-earned name for innovative underwriting and underwriting excellence
- as a result, we now have full, unrestricted underwriting control over the business we write
- we won a British Insurance Award in 2010 and we have just won a second, UK Insurance Award, in September 2011
- simply put, we excel where other insurance providers fall by the wayside
role
· your responsibility will be to navigate a course that supports the company’s growth ambitions whilst ensuring that we continue to write sustainable and profitable business for our underwriters
· your day will consist of individual underwriting of risks referred to you as well as managing a small team of 3 junior and assistant underwriters
· in short your knowledge, your expertise and your aptitude will all be drawn upon in ways you have never experienced before as we genuinely see unique risk types that we have never seen before on a daily basis
· you will provide our current underwriting team with a focal point for underwriting excellence
· you will help to prepare and present monthly and weekly underwriting analysis
· you will also be relied upon to identify gaps or problems and to recommend solutions
· you need to continue our ethos of adapting as much as reasonably and efficiently as possible to offer customers cover
· you will also be expected to audit and report on referrals, declines etc
experience
· minimum 7 years’ current household underwriting /high-net-worth household/commercial insurance experience
· you will need to demonstrate a track record of underwriting that seeks to offer terms, rather than finding reasons not to
· experience of working with customers, brokers and/or underwriters on a day-to-day and overall management basis
· comfortable with drafting endorsements, documents and letters for use in customer communication
· previous experience of negotiating terms and rates with underwriters, both on an individual risk basis and on a scheme basis
· extensive household market knowledge
· excellent Excel and other MS Office software experience
· hands-on creation of reports and analysis