Senior Large Corporate Credit Analyst
As a Credit Risk Analyst – Large Corporates –your skills and qualifications will ideally include: p
• Degree educated within a relevant discipline or relevant experience p
• A good working knowledge of loan products and treasury products including familiarity with covenant (setting and monitoring), security, documentation (ISDAs) and facility structuring etc p
• A demonstrable track record in large corporate risk analysis, including balance sheet, PL and cash flow trends p
• High degree of computer literacy and ability to interpret complex business models and run appropriate sensitivities; Clear and articulate communication of credit decisions with an ability to justify such if challenged (whether by Front Office or Senior Management) with sound reasoning p
• Actively develop relationships with Front Office and provide exceptional service and advice p
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As a Credit Risk Analyst – Large Corporates your main responsibilities will involve: p
• Undertake internal rating assessments, using the proprietary internal rating tools p
• Conduct a comprehensive assessment of new lending proposals, annual reviews and waiver requests, ensuring that all risks are identified and make a judgement as to their acceptability in a timely fashion followed by a suitable recommendation to the appropriate approval authority p
• Provide technical expertise to team members. Ensure alignment to the Group risk policies p
• Provide independent and robust recommendations to the Senior Management/Committees about potential transactions p
• When applicable, attend to the relevant committees p
• Take a proactive role in communication to key stakeholders, maintain an awareness of the integration plans of the businesses and flag inconsistencies, conflicts and potential resource constraints both internally to the Manager as well as directly to stakeholders p
• Operate with Senior Management levels across the business. Participation in decision-making, committees and support to the Manager. Exposure to senior management through business initiatives, forums and committees p
• Control global positions and make sure excesses are investigated and appropriate action is taken within the required timescales p
• Ensure that changes to regulatory landscape are incorporated into activities. p
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