Senior Manager
Typical engagements within the credit risk cluster include assisting clients in:
- Designing their end-to-end risk management frameworks, strategies, appetite, methodologies and policies
- Structuring their governance and organisational architecture
- Appraising and reshaping their credit processes around rating evaluations, sanctioning, portfolio monitoring, collection and recovery, debt work-out, etc.
Responsibilities of a Credit Risk Senior Manager
- Build valued relationships with external clients and internal peers
- Lead projects and provide subject matter insight to bids and proposals.
- Package overall project findings into clear, concise, high-quality work products and act as a subject matter resource on one or more services, leveraging knowledge and experience to shape services to client problems.
- Ensure compliance with our Quality Risk Management guidelines.
- Manage financial aspects of client engagements
- Develop new solutions through participation in conferences and industry networks
- Contribute to people initiatives including recruiting, retaining and training
Skills and Experience of a Credit Risk Senior Manager
- Strong academic record with a sound understanding of banking and/or financial service industry.
- Experience and understanding of the end-to-end credit risk management framework, governance organisation, policies, processes, measurement techniques and its application and use (see also “specific expertise” below).
- Understanding of the retail, commercial, and/or corporate portfolio, business and products.
- Experience gained in banking industry and/or consulting firm will be an advantage.
- Good understanding of the Basel II and III (CRD IV requirements) credit risk regulatory framework will be an advantage.
- A sound understanding of the target market and demonstrate an awareness of the drivers of business decision-making within the banking and financial service industry.
- Team player, ability to work under pressure and to deadline.
- Strong communication skills with the ability to communicate effectively at all levels (written and oral) with clients and internally.
- Strong management skills including project management and engagement management.
Specific expertise:
In any of the following would be highly advantageous:
- End-to-end credit policy, processes, controls and MI specifically in retail, commercial and/or corporate lending (e.g., governance and organisation, relationship management, credit assessment, sanctioning, decisioning, loan administration, portfolio management, impairment and provision, collection and recovery) – Focus areas: governance, policy, framework and process.
- Capital management (regulatory capital, ICAAP and economic capital) – Focus areas: economic capital ICAAP.
- Impairment modelling, management and forecasting - Focus areas: the existing and new accounting standards, asset quality (provisioning adequacy) assessment.
- Credit risk models (PD, LGD, EAD, scorecards) – Focus areas: from user perspective, understand the techniques, methodology and framework, particularly the use of models
- RWA calculation under Basel 2 3 – Focus areas: the governance, policy, process and control.
- Stress testing and scenario analysis - Focus areas: understand the techniques, methodology and framework with prime focus on business, risk and management perspective.
- Credit risk data and systems.
For further information please call Antony Williams on 0207 638 5584
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