Senior Manager – Retail Credit Risk recruitment

Reporting to the Head of Group Credit Risk, you will play a crucial role in developing, managing and maintaining IRB compliant retail credit risk rating systems, consistent with the Group’s strategic aims and meeting relevant regulatory standards and requirements.

You will provide subject matter expertise for the Group in relation to retail credit risk management techniques taking account of current and emerging regulatory requirements.

Key to this will be your ability to provide appropriate internal challenge and assurance to the Board, Group Risk Committee, and Group Credit Risk Committee with regard to the effectiveness of the Group’s retail credit risk management framework.

To succeed in this role you will need significant experience in retail credit risk management techniques, with a thorough understanding of regulatory requirements in relation to the development of IRB compliant solutions for retail mortgage portfolios and other retail asset classes. Your considerable communication, influencing and presentation skills and experience will be tested on a daily basis and you will feel confident delivering your proposals to Senior Management.

A graduate, with appropriate expertise in relation to statistical risk modelling techniques, you will have experience of dealing with third parties (including regulators) in relation to credit risk management concepts and techniques.

You will also have demonstrable ability to lead a team of experienced credit risk analysts.

In return we offer a competitive salary and benefits package and a proactive and friendly work environment.