Senior Manager/Credit Risk/Approver/Middle Market
Job Description
- Assess, structure and approve credit facilities as per established Credit Policies Procedures and striking balance between customer service, audit requirements, portfolio risk and rewards
- Review and feedback on Credit Policies Procedures and be engaged in various credit related projects to support Business to achieve their target
Key Roles Responsibilities
- To assess and approve credit facilities based on credit authority as delegated within pre-agreed turnaround time; and to support for higher authority approval as needed.
- Proactively recommend and implement credit control measures so as to mitigate risks on both portfolio and individual account basis
- To review and approve Early Alert processes as applicable towards individual accounts
- To participate in credit calls jointly with Sales/RM as needed
- To be engaged for various credit related projects as assigned from time to time
Qualifications Skills
- Possessing solid credit and/or marketing experience for the HK and/or China local corporate market
- Sound knowledge on various banking and capital market products including but not limited to trade finance and global market products and the associated legal and documentation aspects
- Good interpersonal skills and be able to communicate effectively in all directions both verbally or in writing
- Ideally be a professional who is willing to take initiative to improve credit process flow and at times leading others to execute various credit projects as assigned from time to time
This is a great chance to be able to make key decisions and work with front office and clients
Salary: $700000 - $900000 