Underwriter
Milwaukee, WI 53224
Underwriter - Direct Hire
This is a direct hire opportunity with our client.
Ability to work department hours including overtime as business needs dictate The primary goal of the Home Preservation Department is to mitigate loss for home mortgage while allowing the mortgagor(s) to retain their home. Responsible for reviewing, analyzing, approving and underwriting unusual or complex individual consumer mortgage requests and products within company and industry guidelines. Specific responsibilities include Loan level underwriting authority within Home Preservation. This person will be responsible for Reviewing Hardship packages, determining length and impact of Financial hardship, conducting loan level cash flows for borrower to determine affordability, including self employed borrowers and detailed analysis of complex tax returns. The goal is to utilize investor guidelines and delegated authority to decision customer hardships with related home retention strategy. Knowledge of underwriting procedures, creditor financial analysis techniques, investor requirements and possess a high degree of attention to detail. Maintains loan status/information through the use of loan notes or any other performance tracking system in use. Work in a team environment in an effort to achieve business and volume goals and provide superior service. May provide coaching and/or training to less experienced team members and provide feedback as needed Maintain applicable compliance conformity as it relates to data integrity and risk management. Ability to handle confidential material in a professional, highly ethical manner.
Working hours: 1st Shift
- 2+ years underwriting or related industry experience
- Ability to obtain C-level delegation within 60 days of employment
- Consumer loan level underwriting and/or related judgmental credit experience in a mortgage lending channel
- Advanced ability to analyze documents and solve problems.
- Excellent problem solving skills with the ability to prioritize workload
- Ability to be flexible and adapt to a fast paced and changing business environment.
- Strong attention to detail with excellent written and verbal communication skills.
- Proven ability to maintain high level of customer service.
- Working Knowledge of MS Word and Excel
- Must have extensive knowledge and experience with calculating self-employed income and complex tax returns
- Proven track record of high productivity and high quality standards
- BA/BS Degree
- Underwriting of Hardship/Default loans and/or servicing in Home Preservation/Loss Mitigation
- Proven ability to collaborate, communicate and partner with UW and default teams in various locations.
- Working knowledge of LIV, LPS, GEM, ERLMF, CLARA and Credco
If interested please apply directly online at www.randstadstaffing.com and feel free to give us a call after you have uploaded your resume. We would love to talk to you!
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