VP-Credit Risk/Underwriting
* Responsible for conducting all due diligence on new credit requests including credit analysis, financial statement analysis, client calls and visits.
* Develop structuring recommendations within context credit policy and philosophy. Produce high quality credit memoranda clearly outlining transaction, purpose, strengths, risks and mitigates.
* Work with internal and external legal counsel to prepare loan agreements. Negotiate and execute loan agreements.
* Manage all loan requests within stated turn times unless justified as an exception. Manage expectations through active communication with Origination Team, FA and/or client.
* Provide guidance on procedures and make recommendations where appropriate.
* Provide for accurate, complete and timely hand-off of transactions to Loan Operations for booking and funding and then the Portfolio Management team for ongoing management.
* Ensure accurate and timely update of pipeline reports.
* Bachelor’s Degree required.
* Minimum 10 years of lending and credit analysis in private bank or commercial bank.
* Formal commercial credit training required.
* Detail oriented with exceptional analytical skills.
* Significant accounting and finance knowledge.
* Possess excellent oral and written communication skills and presentation skills.
* Maintain poise and presence coupled with exceptional interpersonal skills to manage relationships with sophisticated high net worth clients and their advisors.
* Possess strong customer service, problem identification and solution techniques.
* Ability to meet deadlines and manage FA and client expectations.
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