Wholesale Credit Risk Portfolio Manager – Real Estate recruitment
Job Duties:
Consolidation of data and supporting analysis as part of the external reporting (quarterly company announcement and annual report and accounts)
Deal with day to day reporting within corporate portfolios and Commercial Real Estate.
Supporting team members in the operation of the concentration risk frameworks
Sector Concentration and Asset Product Class; enabling the implementation of the risk appetite in the wholesale credit portfolios.
Conducting ad hoc reviews of issues or elements of the portfolio in response to both internal and external stakeholders.
Support the development and embedding of the economic capital model into credit risk management through analysis of model output and design of prototype reporting capabilities.
Work in conjunction with credit risk reporting functions and risk architecture teams to enhance processes, frameworks, infrastructure and data required to effectively manage credit risk.
Technical Skills:
Excellent data manipulation and analysis skills (in particular Excel)
Excellent data and report presentation skills (in particular PowerPoint)
Understanding of standard measures of credit risk (e.g. PD, LGD, Credit Exposure, Expected Loss, RWAs, Economic Capital, Provisions)
Knowledge of global credit markets and standard credit products
Knowledge of core credit risk management process and frameworks (eg. risk appetite, credit approval, problem debt management and provisioning)
Knowledge of the regularly environment within which RBS operates
Credit skills gained from practical experience (Banks, Financial Institutions or Corporate) an advantage