Accident & Health Underwriter recruitment

Key Responsibilities: 

1. Financial Goals.  To underwrite new business or renewals according to defined underwriting guidelines, specified budget and local business plan.

2. Portfolio Integrity.  To assist in formulating underwriting strategy, forecasts and portfolio management in order to achieve underwriting profitability.  To ensure quality control within defined area of responsibility by undertaking quantitative underwriting reviews, running regular management meetings and peer reviews.

3. Product Development.  To prioritise and develop products within area of specialist expertise in order to improve client retention and new business.  This may involve collaborating with peers within and across business lines in Europe as well as globally.

4. Producer Management.  To represent and promote the company corporately to brokers, internal and external clients domestically and overseas.  This may involve servicing key producers and clients, monitoring business acquisition and retention as well as maximising cross-selling opportunities.

5. Procedures.  To meet company standards in respect of policy documentation, timeframe for quoting new and renewal business and compliance issues.

6. Operational Management.  To act as technical referral point for other underwriting and development colleagues

7. Company Representative.  To represent and promote the company and maintain a permanent contact with internal colleagues and clients as well as major domestic and overseas clients.

8. To work within the framework of the companys ethical and service standards.

9. Specific role responsibilities

Knowledge: 

Expected to have or studying for ACII qualification, with considerable market experience.  Continues to develop technical and broader business skills.

Experience:  

Comprehensive understanding and working knowledge of specialist product line, the insurance market and competitors.  Solid experience of dealing with brokers and clients.  Results driven with ability to make own decisions and work on own initiative.  An experienced professional who is recognised externally. 

Behavioural Competencies. 

1 Strategic Thinking. The ability to apply industry knowledge and experience to assess a business situation broadly, define realistic goals, and develop effective strategies and action plans, while considering possible strengths, weaknesses, opportunities and threats. It includes addressing and recognising wider implications of a situation, evaluation of alternative scenarios and different paths to achieving the company's long-term business goals.

2. Persuasiveness. The ability to move others to a belief, position, or course of action through clearly defining needs, proposing actions and explaining benefits and outcomes. It implies a skill in establishing an understanding of the wants and needs of people and the organisation and in reaching 'win-win' agreement.

3. Ownership. This is reflected in taking personal accountability and responsibility for getting things done. It includes a willingness to go beyond what is required in a given situation, overcome obstacles or barriers to success, and to persevere.

4. Coaching and Mentoring. The ability to develop the technical ability and understanding of more junior members of the team

5. Leadership. The ability to effectively guide and advise more junior members of the team.

6. Values Orientation. The ability to align oneself with the needs, priorities and goals of the broader company's organisation. It involves exhibiting high professional standards in the face of rapid and unpredictable organisational and industry change and is demonstrated through objectivity, courage and fairness across all situations.

7. Confidence and Decisiveness. The capacity to present oneself in an assured, forceful, impressive and unhesitating manner. It includes a passion and excitement about ideas, work, people, a positive outlook, and a consistent display of a decisive presence.