Centralized Sales: Mortgage Loan Officer – Jacksonville, FL – Job Fair – 3/22 – 3pm
Centralized Sales: Mortgage Loan Officer - Jacksonville, FL - Job Fair - 3/22 - 3pm - 5pm
Bank of America Open House Thursday, March 22nd, 3pm - 8pm Bank of America Building 500, Cafeteria 9000 Southside Blvd. Jacksonville, FL 32256 The Mortgage Loan Officer (MLO) works with prospective and existing clients in a call center environment to provide financial solutions through lending and companion products that require complex financial analysis and sales techniques. Be able to recognize a customer's relationship and understand a customer's profile. The MLO works with multiple mortgage loan system applications to navigate enterprise loan products and recommend profitable solutions from unstructured inbound and outbound sales leads. Skillfully craft lending products with companion products pricing that result in customer sales. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. Demonstrates performance in metrics, initiatives and solid sales production in volume or units over a sustained timeframe. Ability to handle multiple lines of business along with telephone selling techniques to support changing business needs. After originating a mortgage, an MLO is responsible for expeditiously collecting essential loan documentation. Also responsible for continual contact with their customers and our Fulfillment partners from origination to closing. Independently work with other business units to expedite post-sale issues or problem resolution. **Must be flexible to work an 8 hour shift, (1st or 2nd shift), between 8am-9pm. Hours will include a weekend day. Hours are based on volume and business need and are subject to change at any time. This position may be subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE ACT requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Qualifications Required Skills: - 1+ years residential mortgage lending experience - Demonstrated success in counseling and advising customers, closing business and consistently meeting/exceeding production goals - Demonstrated understanding of mortgage processing, underwriting and closing procedures - Knowledge of conventional and/or government lending guidelines - Understanding of Federal Regulations governing Real Estate Lending - Ability to communicate clearly and effectively; both verbally and in writing, across a variety of audiences - Professional and effective interpersonal skills - Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously and without supervision - Ability to analyze and comprehend complex financial data and recommend appropriate provide financial alternatives - Ability to conduct business effectively over the telephone or Internet - Possesses the ability to quickly adapt to change, re-organization or reassignment. Responds well to new opportunities and business fluctuations - Ability to utilize personal computer and related software applications - High School Diploma or equivalent Desired Skills: - Call center experience - College degree (in finance, economics, marketing, or a related field)