Consumer/Mortgage Specialist and Commercial Loan Originator Job in Malvern 19355, Pennsylvania Us
Consumer/Mortgage Specialist and Commercial Loan Originator
Consumer/Mortgage Specialist and Commercial Loan Originator
A Chester County community bank based in Malvern, PA is seeking to hire a consumer/mortgage loan specialist and a commercial loan originator. Descriptions of the positions and qualifications are set forth below.
For consideration for either position, please send your resume along with your salary requirements to The National Bank of Malvern, 2 West King Street, Malvern, PA 19355 or info@natbankmal.com
A. Consumer/Mortgage Specialist
Seeking to hire a consumer and mortgage loan specialist with broad experience across all loan products (first mortgage, home equity, auto and HELOCs) and all dimensions of lending (pre-origination, documentation, underwriting, closing and servicing).
Candidates should have a strong working knowledge of consumer/mortgage lending rules and regulations as well as experience taking in applications, underwriting, preparing loan documentation, closing and servicing consumer/mortgage loans.
Qualifications
• Five or more years’ experience in consumer/mortgage loans.
• Strong knowledge of consumer/mortgage lending rules and regulations.
• Experience as a manager of loan administration preferred.
• Experience administering the escrow of taxes/insurance preferred.
• Candidates should be comfortable managing one to two loan processors and overseeing the bank’s consumer/mortgage loan portfolio.
• Knowledge of LaserPro preferred but not required.
• Strong analytical and reasoning skills, as well as good oral and written communication skills required.
• Ability to represent the bank in a polished, professional manner at all times.
B. Commercial Loan Originator
Seeking to hire a commercial loan originator to develop new commercial loan relationships and provide excellent customer service.
Responsibilities include:
• Developing new commercial loan relationships and increasing or retaining existing customers. Cross-selling products and services. Developing relationships with key referral sources such as attorneys, accountants and real estate brokers. Conducting loan closings.
• Participation in community activities through service organizations, non-profits, etc.
• Proactive, timely and on-going evaluation of customer portfolios with focus on accurate credit risk ratings, assurance that all required financial information is received on schedule and thoroughly reviewed and analyzed, and diligent effort to address documentation exceptions, delinquencies, overdrafts, or other credit administration exceptions.
• Review and analyze financial information.
Qualifications
• Minimum of five years of lending experience.
• Bachelor's degree in accounting, finance or similar business related field or equivalent.
• Business development and customer service ability required.
• Ability to represent the bank in a polished, professional manner at all times.
• Strong analytical and reasoning skills, as well as good oral and written communication skills required.
• Knowledge of commercial loan underwriting and administration.