Credit Account Manager recruitment
A Passion to Perform. It's what drives us. More than a claim, this describes the way we do business. We're committed to being the best financial services provider in the world, balancing passion with precision to deliver superior solutions for our clients. This is made possible by our people: agile minds, able to see beyond the obvious and act effectively in an ever-changing global business landscape. As you'll discover, our culture supports this. Diverse, international and shaped by a variety of different perspectives, we're driven by a shared sense of purpose. At every level agile thinking is nurtured. And at every level agile minds are rewarded with competitive pay, support and opportunities to excel.
Overview:
The PWM Division is currently seeking a Credit Account Manager to support the Relationship Managers
Key Responsibilities:
Attend client meetings where appropriate with the Relationship Manager. Compile meeting reports and distribute where appropriate within the business.
Obtain satisfactory due diligence for the account opening process on all prospects, and liaise with appropriate internal departments to ensure smooth onboarding process.
Ensure all paperwork is maintained on the 'client file'. Electronic format strongly preferable where possible.
Prepare following documentation using Bank standard suite of templates (documents to be checked and signed by Lending and Credit Solutions):
Indicative Heads of Terms
Security Depositing Forms
Facility Documentation
Post-drawdown letter
Assist Relationship Manager with preparation of the Credit submission (including taking ownership of some of the more straight-forward proposals)
Responsibility for management of the Team Diary, including updates to Credit, monitoring of post-sanction conditions, etc.
Monitor for return of documentation (facility letters, valuations, legals etc)
Ensure Facility Progress Chart is fully complete prior to drawdown
Drawdown of loan facilities (including issuing confirmation of release of funds to client and solicitors acting)
Timely fixing of LIBOR loans with Treasury department at drawdown and rollover periods in accordance with client instructions.
Liaising Credit department to ensure the limits are marked on all loan accounts
Taking all fees (including Arrangement Fees, Security Fees, Valuation Fees, Legal Fees, Exit Fees)
Ongoing monitoring of financial covenants, special conditions etc.
Prepare Credit Memorandums for approval relating to Consents to Lease, Security Releasing.
Prepare annual review / renewal of facilities as appropriate, including identifying opportunities for cross-referrals within the bank.
You will have:
Previous relevant or similar experience working within a leading financial institution.
A strong background in credit
The ability to work under pressure in a fast paced and ever-changing environment.
Excellent organisational skills
You will be:
Keen to work for a large financial institution with the associated infrastructure
Motivated, diligent and hold a keen eye for detail
Deutsche Bank is an equal opportunity employer who seeks to recruit and appoint the best available person for a job regardless of marital / civil partnership status, sex (including pregnancy), age, religion, belief, race, nationality and ethnic or national origin, colour, sexual orientation or disability.
Please let us know if you require any adjustments to enable you to apply or attend an interview. If you would like to discuss your requirements, or have any concerns about the application process, please contact your recruiter.