Credit Products Manager – Mortgages recruitment
Job Duties:
Lead all day to day product management for Credit products
Maintain product strategies and plans for the Credit products range which ensure achievement of plans and overall business strategies ( acquisition, retention, pricing optimisation)
To deliver a range of Credit products with particular emphasis on product specifications, product positioning, competitor products, cost containment, revenue and profitability, enhancing the Credit proposition and offering attractive solutions to meet the credit needs of our clients
Work with global colleagues within Private Banking to provide technical product focus and support to business re client acquisition and growth objectives
To review product performance globally, with full attention to the underlying product specifics, addressing any deficiencies as appropriate
To act as Subject Matter Expert in relation to any project and operating model changes impacting the business, including representation at Working Parties and Project Forums
Work with Private and Commercial Bankers to facilitate product sales
Acting as subject matter expert, provide product training and support to the Frontline, raising awareness and understanding of the proposition and new product launches
To encourage Frontline and client feedback to ensure the proposition remains relevant and meets client needs and expectations – logging ideas relating to new products or the development of existing products to maintain positioning, price and margins, prioritising and recommending most appropriate opportunities to direct management
To drive new product proposals through the Group New Product Risk Assessment process, ensuring the full engagement of all relevant stakeholders
To own the products within the proposition ensuring the completion of product reviews and management of follow up actions as required
Gather information regarding relevant competitor products and feed into product development process, to ensure that product initiatives are competitive with market position / brand
Establish and maintain effective working relationships with the bank’s central control functions. Sharing knowledge and information to enable more effective management of risk, financial reporting and resolution of issues.
Working with internal partners across Finance, Wealth Treasury, Private Bankers.
Provide input to policies and procedure manuals for each product / service.
Responsibility for ensuring relevant policies and procedures are implemented and that manuals are kept up-to-date.
Develop and coach direct reports within product team