Credit Risk Analyst
Credit Risk Analyst - Standard Credit (Centralized Lending) Team
The Centralized Lending Team (CLT) is part of the Credit Risk Management team for JPMorgan Private Bank (PB). The team works closely with Bankers, Investors, Credit Executives and Capital Advisors to deliver excellent client service for all securities based lending requests for clients of the Private Bank's Ultra High Net Worth and High Net Worth market teams.
Position Responsibilities:
- Assist CLT Lenders in underwriting all facilities secured by our client's investment portfolios, including new requests and annual reviews
- Analyze collateral pool and grade appropriately per internal credit policy, including ability to compare each transaction to credit policy in order to flag any credit exceptions or non-standard terms for review
- Prepare underwriting proposals for credit approval by Lenders and Credit Executives
- Prepare client credit documentation including facility agreements, authority forms, registration documents etc
- Assist Lender in pipeline management and other sales management and administration activities
- Assist Lender/ Credit Risk Management in monitoring of ongoing risk such as collateral shortfalls, document exceptions, past due reviews etc
- Assist in special projects such as portfolio reviews, credit and exposure reports
- Thorough understanding of derivatives traditional credit products is a must
- Experience in structuring and underwriting credit transactions is preferred
- High level of analytical skills, able to use both qualitative and quantitative tools to analyze complex financial situations
- High level of attention to detail in order to ensure all work adheres to credit policy
- Teamwork ethic and focus; ability to work under pressure and meet deadlines
- Interest in structuring complex credit transactions with sound business judgment and risk sensitivity
- Degree in finance or related field
You should also have excellent communication and interpersonal skills and work well as an integral member of a team, as well as the initiative, energy and confidence to complete projects with limited supervision. Judgment and discretion in working with highly confidential information are also critical. Fluency in both of spoken Cantonese and Mandarin is also highly preferable.
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