Credit Risk Analyst, Acquisition
A Credit Risk Analyst, Acquisition - Retail, is required to provide portfolio analysis and insight, supporting credit management strategies that enable the Bank`s business across Mortgage Loan, Credit Card and Personal Current Account portfolios to control lending risk, deliver sustainable growth and meet customer needs.
The Credit Risk Analyst will be responsible for performing the following:
- Provide analysis and insight into customer behaviour, credit performance and profitability in order to shape value-creating lending strategies.
- Utilise tools such as SAS and Excel at an advanced level to manipulate and interrogate data.
- Display a good understanding of sophisticated credit risk techniques and apply these independently.
- Apply commercial acumen to interpret their results and produce actionable recommendations.
- Interpret complex data and apply advanced numerical techniques is key, and familiarity with statistical methods is expected.
- Identify and pursue opportunities that enhance the profitability and sustainability of the business and improve the risk-reward trade off, for example by improving the decision tools and processes used in credit granting, account management or collections.
- Generate key management information to support business direction setting and ensure Risk Appetite objectives are met.
Our client is a leading UK retail bank.
Competitive package
Where specific UK qualifications are required we will take into account overseas equivalents.
Please quote Michael Page reference when applying Job ref:MPGX13262385
Michael Page International is a world leading recruitment consultancy.
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