Credit Risk Analyst, Portfolio Management
A Senior Credit Risk Analyst, Portfolio Management - Retail, is required to provide portfolio analysis and insight, supporting credit management strategies that enable the Bank`s business across Credit Card and Personal Current Account portfolios to control lending risk, deliver sustainable growth and meet customer needs.
The Senior Credit Risk Analyst will be able to perform the following:
- Provide analysis and insight into customer behaviour, credit performance and profitability in order to shape value-creating lending strategies within the Personal Current Accounts and Credit Cards business.
- Identify and pursue opportunities that enhance the profitability and sustainability of the business and improve the risk-reward trade off, for example by improving the decision tools and processes used in credit granting, account management or collections.
- Generate key management information to support business direction setting and ensure Risk Appetite objectives are met.
- Employ tools such as SAS and Excel at an advanced level to manipulate and interrogate data.
- Interpret complex data and apply advanced numerical techniques is key, and familiarity with statistical methods is expected.
- Display a good understanding of sophisticated credit risk techniques and apply these independently.
- Show appropriate understanding of the different elements of the credit risk cycle in their work.
- Apply commercial acumen to interpret their results and produce actionable recommendations.
Our client is a leading UK Retail Bank.
Competitive package.
Where specific UK qualifications are required we will take into account overseas equivalents.
Please quote Michael Page reference when applying Job ref:MPGX13262356
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