Credit Risk is looking for Governance and Control Officer Job in Oslo, Stockholm, Copenhagen 10534, Stockholm Sweden

This position offers a leading role in the further development of world class Credit Risk capability that is a key competitive advantage for EnterCard. You will have specialist responsibility for Credit Risk Governance and Control across all countries in the Nordics. You will also be the Quality Assurance Officer for the entire Credit Risk function thereby being responsible for providing the business with support in compliance and risk management in accordance to Quality Control Frame Work.

As the Governance and Control Officer you will be responsible for ensuring all credit risk policies and instructions are documented, adhered to and areas of weakness are identified.
More specifically:
 Maintaining a fit for purpose credit risk governance structure
 Maintaining a fit for purpose local policy manual
 Developing and maintaining a strong change control process
 Developing and maintaining change control chronology
 Ensuring Conformance Self Assessment recommendations are embedded accurately into the credit risk team and help set targets to achieve a market leading standard
 Establishing a regular quality assurance process which is embedded into the business
 Undertaking regular and robust policy rule performance assessment with coherent output any subsequent changes and revisions clearly documented
 Establishing appropriate discretions and escalation procedures for overrides, referrals and management validated decisions

As Quality Assurance Officer you will
• Act as a business contact for the Risk, Compliance, Incident, Business Continuity and Information Security Management functions amongst others.
• Identify and assess risks within the function, including quantification of risks as well as identification of missing or failed controls and process improvements
• Monitor risk mitigating actions within the function, reporting status on any action plans to remediate risks, resolve incidents or close compliance gaps
• Consolidate and document risks, control status, mitigating actions etc for management reporting
• Coordinate audit activities, monitor and report status on any agreed audit actions
• Coordinate and report status for the Barclaycard Planning process for the business function

The role holder will furthermore be expected to coach and develop colleagues within EnterCard and to ensure succession planning is well advanced

To succeed in this role you are able to interact with colleagues across the company and in our parent companies. You have a high drive, are passionate about your work and able to share new innovative ideas for improvement of proceesses etc.
As a person you have a strong understanding of risk management as well as business key value drivers pertaining to consumer lending. You are analytical and pay attention to details. In addition, you have good verbal and written communication skills along with good planning and organising skills.

Preferably you have a university degree in a numerate subject and a minimum of two years experience in credit risk management, which should include experience in a credit card portfolio. You also have proven track record with respectable financial/retail institution, strong credit, financial, economic knowledge and background.