Head of Credit Risk – Consumer Finance recruitment
Key responsibilities:
• You will develop the product strategy and have overall responsibility for the analysis of the portfolio and to administer corrective action and protect the company from losses resulting from poor credit quality and lack of compliance with consumer laws, regulations and company policy.
oThis includes analysis of front-end operations (loan growth strategies, underwriting decisions, credit quality of new volume and adherence to credit policies) and back-end operations (delinquency and charge-off performance, collection performance, and adherence to collection policies).
• You will be responsible for the development, maintenance and evaluation of the credit risk modelling activities as well as overseeing the development and implementation of MI.
• You will work closely with the senior management team and the board to grow the business, develop the business plan and produce commercial proposals for the distribution partners.
This is an extremely exciting time to join this company, which has great aspirations for growth.
Key requirements:
• Previous experience in credit risk
• Financial services (banking or consumer finance) experience
• Experience across the credit lifecycle – acquisitions, credit policy, credit decisioning and scoring, account management, collections and recoveries
• Experience with SAS or equivalent statistical analysis package
• Experience with SQL or equivalent database query language products
• Deep knowledge of MS office (advanced Excel)
• Excellent analytical, communication and organisational skills
• An ability to work well under time pressure and in a team
• Degree educated