Head of Debit Cards recruitment

Role description:

Key Responsibilities include:
• Day to day business owner of the PL for the Debit Card business. Expected to understand all lines of the debit-card P L, maximizing the opportunities and minimizing the risks
• Collaborating with all business areas to ensure all business processes impacting the debit-card P L are understood
• Responsibility for developing the strategy for growth of the debit card business
• Responsibility for the oversight of all debit-card product performance, understanding the marketing financial performance of each product, and developing strategies to improve
• Responsible for the new acquisition of debit card customers across all channels, seeking to maximize acquisition volumes through the most effective channels
• Responsible for working with Marketing, Product Management, Credit Risk, Finance and other key stakeholders to identify opportunities to grow the debit card business
• Oversee all campaign activity relating to debit-cards
• Oversee all operational activities relating to the debit-card, such as customer on boarding processes, customer service functions, customer fulfilment so on, through close interaction with the IT Operations functions
• Oversees compliance with all relevant QCB mandates, internal policies Standard Operating Procedures
• Responsible for the growth of the Pay-Card business, through interaction with Corporate Banking Enterprise, to maximize sales and revenue growth of this business.
• Responsible for the development of a Pre-Paid card strategy, through detailed market analysis of the size of the opportunity, and agreement of commercial terms with 3rd parties.Who we're looking forMinimum 5 years + experience in managing retail account and debit card portfolios in banks (either monoline or within full service retail banks)
• P L ownership of debit cards, with proven experience of developing and attaining profitable growth across the segment
• Strong analytical skills, and the ability to spot trends in data to devise commercial solutions
• Experience of working with Visa, Mastercard
• Proven track record of delivering strong results in the retail banking space