INTERNAL ASSET REVIEW ANALYST I Job in Brea, California US
INTERNAL ASSET REVIEW ANALYST I
Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $89.7 billion at December 31, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 414 branches in California, Washington, Oregon, Texas and New York, as well as two international offices, on December 31, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visit www.unionbank.com for more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Assists the department in reviewing its loan portfolio by compiling and reviewing operating statements, rent rolls, credit information and comparable property evaluations. The analyst will accomplish this through interaction with staff members and borrowers in order to get information necessary to update IAR loan and system files. The IAR analyst I will also be called upon to enter information in order to update the IAR database, and assist in the preparation and distribution of reports related to the IAR function. Major Responsibilities Assemble and organize documentation for IAR files and a variety of other documents and reports. Perform individual loan reviews by analyzing and assessing information from operating statements, rent rolls, property inspections, tax rolls and credit reports to ascertain quality of loan and assign risk grade. Be proactive in obtaining borrower financial information requested by the Bank by initiating correspondence, telephone calls and conversations with borrowers as required. Report to IAR supervisor any findings which may have an adverse affect on loan collateral or a borrower?s ability to repay the loan. Assist with preparation of compliance materials. Perform other asset quality related duties as necessary and defined by IAR supervisor.