Mortgage Interim Loan Underwriter 3 Job in Raleigh, North Carolina US
Mortgage Interim Loan Underwriter 3
Job Description **This position is short term in nature and eligible for most Wells Fargo benefits.** This job is designated for use in Home Mortgage during periods when business conditions demand increased operational capacity. Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager. Basic Qualifications 4+ years underwriting experience. Minimum Qualifications -- FHA DE certification Preferred Skills FHA DE certification