Portfolio Manager, Secured Lending
To design and implement credit management strategies that will enable Verde Bank business across Mortgage, portfolios to control lending risk, deliver sustainable growth and meet customer needs.
The successful candidate will be able to perform the following:
- Develop, evaluate and implement credit risk strategies on existing customers.
- Work closely with Marketing and Finance to develop customer lifetime value models for the business which show the full value added of the business.
- Direct Credit Analysts in the development and implementation of new strategies, develop test plans and ensure all strategies have been successfully and accurately implemented.
- Ensure behavioural score cut-offs and strategies for credit limit, transaction authorisations etc are consistent with business objectives.
- Work with customer to Decision Science to ensure that portfolio management scorecards are effective and perform in line with expectations.
- Assist in the development of risk based pricing models.
- Consider the most appropriate solutions to deliver credit risk PL objectives.
- Manage production of insightful and timely management information to inform Senior Management.
- Lead, motivate and develop a team of analysts, setting standards for analytical excellence and ensuring these are embedded in a world-class team.
- Development of strong relationships with senior stakeholders across the business.
Our client is a leading UK Retail Banking client
Competitive package.
Where specific UK qualifications are required we will take into account overseas equivalents.
Please quote Michael Page reference when applying Job ref:MPGX13263256
Michael Page International is a world leading recruitment consultancy.
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