Property Finance, Credit Analyst recruitment
The focus of the role is to work with the Private Banking and Property Finance Teams to develop the Bank’s lending products and to maintain and develop relationships with key Professionals instructed by the Bank alongside Relationships Managers
Main Duties:
• To assist with the credit assessment of lending applications
• To develop Credit Department strategy in conjunction with Head of Credit Risk
• To monitor financial and non-financial covenant compliance on an ongoing basis.
• To act as a voting member of Credit Committee
Management and Administration
• Review all loan applications and make recommendations to Credit Committee.
• Prepare and review facility documentation
• Maintain and review annually the schedule of the Bank’s panel solicitors
• Maintain and review annually the schedule of the Bank’s panel valuers
• Monitor ongoing use of valuers and solicitors
• Monitor daily limits exceeded and excess reports
• Monitor problem loans
• Group reporting
• Provide full backup support to the Head of Credit Risk Management
• Monitor financial and non-financial covenant compliance on an ongoing basis.
• Assist with the monitoring of credit limit breaches.
• Review documentation and check conditions precedents prior to completion of new loan facilities.