Residential Mortgage Backed Securities-Credit Analyst recruitment
ROLE SUMMARY:
The position requires an enthusiastic team player with a proven track record in Residential Real Estate Lending. The individual will have extensive liaison with internal external clients (Relationship Managers, Structured Lending, Valuers, Legal, CSUK Management etc …)
Minimum 5 years experience of Private Banking Real Estate Financing, with focus of analysing credit requests for HNW/UHNW's and an advanced knowledge of properties in prime central London.
THE ROLE INVOLVES:
Ensure requests conform to Credit Policy satisfying legal, valuation and collateral frameworks. Able to identify and make recommendations for requests outside guidelines.
Ability to multi-task manage several requests and initiatives at any one time
Deliver timely responses and completions by set deadlines
Involvement with new business initiatives projects with the ability to take on various responsibilities whilst delivering to deadlines.
Challenging collaborative partner to the Front office Division/Department Overview CS (UK) Limited Credit Risk Management are responsible for making credit decisions. The team work closely with Relationship Managers and Structured Lenders to ensure the growth of the loan book is controlled and within the risk appetite of the bank.
The team provide multiple reports throughout the group and contribute with many initiatives to support the growth of the business and accomplish strategic goals. Candidate Value Proposition Expansion into Commercial Real Estate finance
|Credit Approval competence
Exposure to Regional projects Qualifications TO QUALIFY, YOU MUST POSSESS:
1 Previous Private Banking Credit function experience
2 Knowledge and understanding of residential lending in the UK, including analysis (balance sheet, income cash flow analysis) and credit application process.
3 Knowledge of FSA Mortgage guidelines (MCOB)
4 Self starter who displays an entrepreneurial approach to achieving results with exceptional organisation and time management skills
5 Strong work ethic, good negotiation skills and ability to learn quickly in a fast paced environment Company Profile As one of the world's leading financial services group, Credit Suisse provides its clients with investment banking, private banking and asset management services worldwide. Founded in 1856, Credit Suisse has a long tradition of meeting the complex financial needs of a wide range of clients, offering advisory services, comprehensive solutions and innovative products to companies, institutional clients and high-net-worth private clients globally. The Credit Suisse Group is active in over 50 countries and employs approximately 40,000 people. Further information can be found at www.credit-suisse.com.
Cultural diversity is essential to our success. As such, we employ people from more than 100 countries. Credit Suisse empowers employees to work openly and respectfully with each other and with clients, ultimately striving to deliver superior results while offering initiatives and programs to assist employees achieve a healthy work-life balance. Right place, perfect opportunity
www.credit-suisse.com/careers Credit Suisse is an Equal Opportunity Employer and does not discriminate in its employment decisions on the basis of any protected category.
To the extent permitted or required by applicable law, a candidate who is offered employment will be subject to a criminal record check and other background checks before the appointment is confirmed.