Senior Credit Analyst
Preparing analytical reports assessing the level of risk in the extension of new credit facilities and review/renewal of existing facilities for individuals and corporations in accordance with the bank's Standards and procedures. This entails spreading the financial statements; analysing the risk, where necessary support the analysis by cashflow forecasts; and the writing of the credit recommendations for complex credits.
• Preparing analytical reports assessing the level of risk in the extension of new credit facilities and renewal of existing facilities for banks and other financial institutions.
• Conducting political and economic analysis of assigned countries and maintain current knowledge of certain assigned industries to prepare relevant study on economic trends in industry sectors and to assess industry risk.
• Review MIS reports produced by and for the departments to ensure robust exception controls.
• Contact banks, trade and credit agencies and others to obtain credit information.
• Visit with Account Officer existing clients of the bank to improve understandings of their operations and finances.
Maintaining and updating files with information on borrowers.
• Observe the departmental quality standards on service level agreements and participate in enhancing these standards.
• Assist in carrying out any special project as assigned by Head of department
Candidates must have:
• European Corporate Credit Analysis experience across specialised lending, including project finance, asset backed loans such as commercial real estate back loans, ship financing, aircraft financing and some trade finance.
• Bachelor's Degree (BA, BBus or BSc) or related experience and/or training, or equivalent combination of education and experience
Our client is a leading International Corporate Bank
Michael Page is a world leading recruitment consultancy
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