Senior Credit Analyst recruitment
Summary: Provide credit support for all activities in the Asia region. The candidate will establish grades/limits/payment terms for all counter-parties, manage exposures, ensure policy compliance and work closely with the marketing team.
Responsibilities:
- Acting within delegated authority from the Regional Credit Officer, the Senior Credit Analyst has responsibility for due diligence and analysis for the establishment of credit grades and limits for all counterparties within the Asia region.
- Responsible for assessing credit risk for complex transactions and issuing approvals or recommending alternative strategies.
- Review the residual risk reports to ensure that all counter-party activities in Asia is within limits and provide remedial action or exception requests to the Regional Credit Officer or Global Head of Credit / Risk Committee for those significantly over their limit.
- Work closely with other support functions (execution, trade finance, insurance, accounting)
- Responsible for updating and maintaining updated customer data in Asia Region in the Credit Risk Information System.
- Periodic travel in the Asia region to ensure credit policy compliance or as required by the Regional Credit Officer and to visit customers.
- Responsible for notifying Regional Credit Officer of any potential, possible or actual defaults or problem accounts; updating default and major risk files.
- Assist Regional Credit Officer with Regional Credit Policy issues or other projects; preparation of Risk Committee requests for those transactions in Asia region requiring approval.
Requirements:
- Degree in Accounting / Finance.
- Minimum 7 years with credit evaluation and financial statement analysis in the credit department of a commodity trading, financial institution or commercial bank.
- Ability to analyze financial statements and assess transactional and corporate risk.
- Must be willing to make decisions to establish credit limits for customers and recommend financing options/alternatives
- Knowledge of the daily operations of credit functions and available credit tools (e.g.. DB reports) to assess/evaluate credit and/or use to develop applications to support credit processes and establish limits or recommend approval to Regional Credit Officer.
- Ability to determine appropriate action on past due accounts – manage problem accounts.
- Proficiency with word processing and spreadsheet software, preferably MS Word and Excel.
- Fluent in English; Knowledge in Chinese language is an advantage.
June 5, 2012
• Tags: Commodities careers in the Singapore, Senior Credit Analyst recruitment • Posted in: Financial