Senior Credit Manager – Top Tier Bank
Key responsibilities of the role:
- Assesses thoroughly the credit risk in all proposals for a designated portfolio to facilitate a sound loan portfolio loan quality/ minimize loan loses and maximise return on investment. All assessments are forwarded to the TL for final comments/discussions etc.
- Provide guidance to Business Units in the structuring of proposals.
- Discusses all complex /other business proposals with the Business Units to ensure that credit worthy accounts are not rejected for want of and/or inaccurate information.
- Recommends and /or sends back applications for re-work if they fail to meet ADCB’s required standards.
- Identify detereriorating credits at an early stage and take ameloriative action in conjunction with TL and the Business Unit to avoid any impairmen and, in extreme cases , minimize any loss to the bank.
- Essentially, the role will entail a combination of credit risk evaluation, portfolio management, credit process efficiency, as well as providing effective leadership and assisting with special projects.
The successful candidate will possess a minimum of 7 years within risk assessment gained from a leading tier 1 bank. GCC experience will be strongly preferred. Arabic speaking is preferred but not essential. There will be a competitive tax free package on offer.
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