Senior Risk Manager Commercial – West recruitment

Senior Risk Manager in US LCB Independent Risk. Senior approver for larger-sized middle market transactions typically with exposure levels in excess of $10mm / relationship. Responsible for managing risk as it impacts the P/L and balance-sheet of the business unit. Focus on West Region with specific geographic and product responsibilities to be assigned.

· Assist in the structuring of credit opportunities to ensure that risk and reward are appropriately balanced in extending credit.
· Ensure that all credit extensions are in compliance with target market, collateral, documentation, legal and regulatory requirements.
· Promote a strong and balanced risk management culture and demonstrate rigorous credit analysis in the underwriting and portfolio management processes.
· Lead execution of key projects.
· Manage and mentor a team of risk managers to develop adequate bench-strength.
· Assess the implications to other Risk disciplines when approving transactions or statistical methodologies.
· Lead and coordinate cross functional teams to build credit processes and undertake necessary projects.
· Identify potential mitigants of risk in complex situations or transactions.
· Use available tools and portfolio management techniques to effectively identify and assess trends and risks in the portfolio.
· Assess overall risk infrastructure and linkages within Citi's architecture.
· Anticipate client needs (internal and external) and proactively generate ideas to deliver innovative solutions and improve Citi's competitiveness. Ensure that escalated client issues are resolved with urgency.
· Build partnerships across functions/regions. Create and sustain a network of strong relationships.
· Maintain budget responsibility and potential credit level approval limits for areas covered.

Skills

· Minimum Bachelor's degree required MBA or equivalent advanced training preferred.
· Minimum 12 years experience in commercial lending risk management and/or related assignments, including at least 3 years experience in the U.S. middle market space. Minimum 2 years of people management experience required
· Senior Credit Officer (SCO) approval authority or equivalent required. Sound and consistent approach to approving credit.
· Strong credit and analytical skills, and knowledge of credit products including derivatives, FX, letters of credit. Knowledge of collateral and U.S. collateral perfection requirements.
Broad exposure to Commercial and Industrial (C I) lending .
· Additionally, specific expertise in Technology segment required.
· Computer literate: Word, Excel, PowerPoint, and familiarity with internal bank systems and platforms. Attention to detail with focus on maintaining data integrity.
· Ability to work closely with Loan Operations, Service, Product Managers, Remedial Management, Legal, and Compliance to achieve the business's objectives.
· Ability to balance risk and reward. Willingness to support business growth.