VP Credit Review recruitment
Complete individual credit reviews for all corporate and specialized lending divisions:
Assist in the planning and preparation prior to the start of credit reviews, as directed.
Review structure of loans and other types of credit facilities, financial performance of borrower /or guarantor, economic and industry operating environment as well as other relevant credit risk factors.
Assess accuracy of risk ratings based on credit related procedures and recommend rating changes, if necessary.
Identify deficiencies in credit processes.
Verify that adequate reserves are maintained for borrowers with identified losses at the banks’ subs. Review the analysis performed for “Loss ID” amounts at branches.
Ensure compliance with bank’s lending policies and procedures and regulatory guidelines Prepare review reports containing the results of the credit review based on CRAD’s Policies Procedures (“PP).
Ensure consistency in the application of the risk rating process and risk evaluation through the various business units of the bank its subsidiaries.
Participate in the review of Self-Assessment results.
Conduct reviews of quarterly Loss ID to determine appropriateness of change in methodologies.
Conduct reviews of borrowers subject to Close Watch Monitoring.
Maintain current knowledge of all policies and procedures related to lending, credit rating and problem loan monitoring.