Counsel, Retail
Responsibilities
Attorney to handle retail banking and branch operations and support general matters in the Consumer Banking Legal Department of RBS Citizens, NA.
Ability to handle and prioritize multiple high-level projects, strong attention to detail and ability to thrive in fast paced, heavy work environment. Must be able to manage and progress projects independently without supervision. Comfort working with senior management and managing team of attorneys and support staff. Good organizational and interpersonal skills.
Specific Tasks :
Manage consumer retail bank and branch operations related legal issues.
Advise executive management and ensure compliance with all applicable consumer protection laws, rules and regulations relevant to full service national financial institution, with emphasis on servicing of consumer loans. Assist in connection with submission of regulatory filings and prudential examinations.
Act as a liaison with outside law firms engaged to represent the company.
Provide advice concerning business transactions, claim liability, advisability of prosecuting or defending lawsuits, or legal rights and obligations.
Develop legal assessments, interpretations, recommendations, and opinions on laws, policies and regulatory issues.
Work to resolve issue raised by customers, agencies and regulators.
Monitor regulatory communications and significant legislation that may affect business lines within responsibility.
As needed, assist in the negotiation and closing of acquisition and disposition transactions.
Review and draft internal policies and procedures.
Review and draft consumer contracts and agreements.
Participate in due diligence for mergers and acquisitions as needed.
Standard document review which includes both customer-facing and corporate documents.
Respond to issues from Executive Management.
Assist with highly-sensitive, highly-confidential high-profile matters.
Assist in drafting, updating and ensuring compliance with regional standards and policies relating to the Group Policy Framework.
Assist in resolution of customer complaints.
Lead or participate in other legal projects and matters as assigned.
Qualifications
JD from an accredited high caliber law school; 6 months - 1 year of financial/banking and loan servicing regulatory experience; strong drafting and verbal communication skills. Admission or eligibility for admission to the Bar in one or more states in which CFG conducts business.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM
Equal Employment Opportunity
It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state and/or local laws.
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