Credit Analyst

Credit Analyst – Corporate Banking, San Jose

 

Major Responsibilities:

·         Analyzes credit information to determine risk involved in lending money to customers.

 

Essential Duties and Responsibilities:

·         Collects, organizes, and analyzes customer or company data, such as financial statements and balance sheets.  Records data on spreadsheet, using personal computer software programs, such as excel.

·         Enters codes for computer program to generate financial ratios used in evaluating customer’s financial status.

·         As appropriate, reviews tax analysis.

·         Completes computerized credit authorization documents, including loan documentation preparation sheets.

·         Facilitates reporting and requests on behalf of the Bank with third parties, e.g. title companies, appraisers, etc.

·         Monitors loan disbursements to ensure compliance with Bank regulations.

·         May conduct lien searches and other research.

·         Assists Lending Officers in loan write-up requirements.

·         Performs other duties as assigned.

 

Supervisory/Management Responsibilities:

·         None

 

Education/Experience Requirements:

·         Undergraduate degree in business, finance, or related field and/or 2 to 3 years related experience.

·         Familiarity with financial statements and ability to analyze business and financial data.

·         Proficient in the use of personal computers and software programs, such as excel and word.

·         Familiar with financial analysis and development of spreadsheets.

·         Good communication skills, both verbal and written.

 

Working Conditions/Physical Demands:

·         Works in an office environment requiring the use of office equipment, such as personal computers.

To apply for this position please go to:  
https://home.eease.adp.com/recruit/?id=1335471

Job Code:  2012-18R