Loan Portfolio Manager
Loan Portfolio Manager
• Contribute to an increased discipline at origination within CIB, aiming at optimizing both funding and regulatory capital usage.
• Prepare PM recommendations ahead of Credit Committees for financing transactions, funded and unfunded including plain vanilla lending and structured finance transactions, focusing on risk-return, liquidity features and RWA consumption.
• When required, prepare and organize Loan Sponsorship Committees and perform subsequent back-testing of estimated cross-sell revenues.
• Advise to the Head of Region on risk-return optimization via origination filtering at deal level with a contribution to Client mapping, and through portfolio analysis at Group / Country / Business Line level, in close partnership with Global Client Services.
• Focus on the development and the implementation of necessary changes in the filtering of new transactions and in Client profitability screenings: propose new indicators on cash and RWA usage, amend existing processes at origination in consistency with PM APAC mandates and Region’s ambitions.
• Contribute to the monitoring of the CIB Industrial Plan for the APAC region.
• Interact with CIB Corporate ALM APAC to ensure that the liquidity dimensions remains fully embedded in the process, metrics and tools at Origination
• Advise to Coverages and Businesses on liquidity issues, implementation of liquidity guidelines and monitoring of local funding / liquidity management practices / rules / invoicing methods.
• Contribute to assist Coverages / Business Lines in assessing the impact of specific local regulatory constraints
• Communicate / train on Basel 3 / RAROC / Liquidity topics.
Essential Technical Knowledge/Skills :
• Analytical mind, good organization and presentation skills
• Able to work under pressure
• Solid MS Office (Excel and Access) proficiency
• Good interpersonal and communication skills: must be able to liaising with different business lines / coverage, and various levels of seniority
Qualifications and Experience :
• University graduate, preferably majoring in Finance / Accounting or equivalent
• Minimum 5 years’ of working experience, which consists of experiences in client facing units and exposure to loan / credit products.
• Proficient in written and spoken English
Competencies :
• Strong analytical skills
• Proactive, initiative taker
• Reliable team player
• Familiar with CIB business
• Experience in RAROC / Capital modeling a plus
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